With the new disclosures since Dodd-Frank, there is now a mandatory closing disclosure to be given to the buyer and seller at least 3 days before closing. What if you see that you are being charged for something you already paid for? What if you see a mistake on the disclosure?
Great news! since it's 3 days before closing, you have time to call your escrow/closing agent and let them know what you have found, then they can compare it with their information and have time to correct the document, and make sure all the funds go to the correct places to close escrow. Most escrow agents are VERY easy to work with, and they realize they are in a position of service. They are there to help you, so the good ones will take the time to make sure you are 100% satisfied. There are MANY moving parts when buying or selling a home. To think that you can do it all yourself is silly! With Title, Escrow, Appraisal, Lending, Home Inspection, Pest Inspection... you really think you can do it all yourself? You need to find someone that can assist you, someone you trust, and someone with a track record of success. There ARE good agents out there... and unfortunately, there are BAD agents out there... don't get stuck with one of the bad ones.
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